TRAVEL INSURANCE & OVERSEAS NI

Bespoke Travel Insurance

Christians Abroad Insurance Services is pleased to advertise that travel insurance is available to all Christian travellers who are resident in the U.K. to most countries in the world and who are working in mission or development. The response record in emergencies, accidents etc. among our clients has been excellent. Quotes for travel insurance insurance can be obtained for single trip, annual multi-trip and annual policies.

For bespoke travel insurance quotes, including for a general endorsement for War & Terror cover, any additional cover requirements, group bookings, please email insurance@cabroad.org.uk when we will hope to respond within 24 hours.

This includes information on travel insurance to the following countries:

Afghanistan, Chechnya, Central Africa Republic, Cuba, Democratic Republic of Congo, Egypt, Iran, Iraq, Israel/Palestine

(West Bank, Gaza Strip & Occupied Territories), Libya, Nigeria, North Korea, Ukraine, Somalia, South Sudan, Sudan, Syria, Venezuela or Yemen

We are here to help

Please note that Christians Abroad Insurance Services is an Introducer Appointed Representative of Harrison Beaumont Insurance Services Limited trading as Banner Financial Services, FCA registered number 303968.

Voluntary Development Worker National Insurance

Christians Abroad acts as an agent for volunteers who are working in countries approved by the HMRC as 'developing coutries' as part of the Voluntary Development Worker National Insurance (VDW) provision. This programme remains open although there was some initial uncertainty about its future. If you need information about National Insurance contributions whilst overseas, please contact finance@cabroad.org.uk .

International Private Medical Insurance

International Private Medical insurance [ IPMI ] is primarily designed for people living outside of their home country for an extended period and can be extended to any family members that may relocate with them. It should be noted that Travel Insurance policies tend to have a maximum extension period beyond which IPMI maybe come into its own.

Cover can be tailored, allowing individuals or organisations to create a plan that best suits their needs. IPMI plans can include cover for day-to-day medical expenses e.g. visits to the doctor, as well as planned surgery, emergency treatment, maternity cover, outpatient care and dental.

Plans can also include cover for chronic conditions and a wide range of pre-existing conditions, often without any additional exclusions or additional cost.

What are the Benefits of International Private Medical Insurance?

Portable - plans can be fully portable and therefore appropriate for people living overseas, but moving between more than one country, rather than travelling on short term fixed contracts or placements
Comprehensive – providing extensive treatment choices and cover for both planned and emergency events
Flexible – a choice of benefit levels – for example can add dental, pregnancy and evacuation or amend excesses that apply
Longevity – plans can provide guaranteed renewability

Purchasing International Private Medical Insurance - as Christians Abroad is an Introducer Representative for Banner Financial Services Limited, please contact Kerry Holland at Banner Financial Services on 0345 450 8549 or info@bannergroup.com. Please mention that you are responding to the information on the Christians Abroad website.

Important. Where aid, charity and mission personnel do take an International Private Medical Policy it allows employee, contractors, volunteers and their families from the UK to ensure they also have full cover in place for a period of time should they be declined primary and secondary care on the NHS when they return to the UK under the government’s Ordinary Residency rules.

Banner Financial Services also provides insurance support to organisations in the aid, mission and charity sector to ensure assets and liabilities are protected. The product range includes but not limited to International Private Medical Insurance, Office Contents and Buildings, Cyber, Public & Employer Liability, Professional Indemnity, and Trustee Indemnity.

SERVICES IN ASSOCIATION WITH CHRISTIANS ABROAD

SECURITY WHILST OVERSEAS

The most important country briefing resource is the U.K. Foreign, Commonwealth & Development Office. Many insurance companies will remove cover if you remain in a country where the FCDO has advised that you should leave because of security issues. So if you have any questions about the security situation in the country in which you are living and its impact on your safety, then consult the FCDO website.

HEALTH CARE

Please note that before you travel, you need to be sure that you are medically fit to travel. If you have a pre-existing chronic condition, you must confirm with your doctor that your present medication and review process with your doctor is sufficiently robust to be confident that you are medically fit to do the voluntary work that you are likely to be doing and to be overseas for the period of time you are overseas in the country concerned.

A Travel Health Consultation by a Thrive Worldwide nurse, which includes vaccination advice, is provided as part of the Christians Abroad volunteer prior placement process. Other Thriive Worldwide services can be arrange. Thrive Worldwide is based in London.

EMERGENCY MEDICAL EVACUATION

Banner Financial Services, through their policy underwriters, provide emergency medical advice and solutions whilst overseas when insured by a Travel Insurance policy arranged via ourselves. Anyone insured by a travel/ accident and emergency policy arranged via the Christians Abroad's scheme has access to advice before travel, and advice and support overseas whilst facing a medical emergency.

The emergency medical advice and evacuation company for Individual Policies - arranged initially by email via insurance@cabroad.org.uk - is currently with Healix.

The emergency medical advice and evacuation company for the Christians Abroad Group Policy for CAB Volunteers only is currently with Healix.

STEWARDSHIP

Christians Abroad has partnered with Stewardship so that churches and friends of Christians Abroad Volunteers, Lay Professionals and Associates can make Gift Aided donations for their support. For further information on this service, please contact recruit@cabroad.org.uk

NATIONAL INSURANCE WHILST OVERSEAS

Christians Abroad has acted as Agent for volunteers who ae working in countries approved by the HMRC as 'developing coutries' as part of the Voluntary Development Worker National Insurance (VDW) provision. This programme remains open although there was some initial uncertainty about its future. If you need information about National Insurance contributions whilst overseas, please contact finance@cabroad.org.uk

KEY TRAVEL

Christians Abroad is a Key Travel agent, providing charitable flight fares and terms for Christian workers.

BIBLICAL REFLECTION

A very useful online resource for biblical reflection is WordLive, which is available through the Scripture Union. This has daily bible readings, reflection, sometimes songs and music, and prayers which are useful for meditation, particularly for a daily discipline or in a situation where you find yourself isolated from Christian worship.

INTERNATIONAL SAFEGUARDING

Safeguarding is a Christians Abroad priority for all that we undertake. Training and procedures for all those associated with Christians Abroad, both in the UK and with overseas partners, are regularly reviewed. Christians Abroad is a member organisation with Thirtyone:eight.