TRAVEL OR MEDICAL INSURANCE?
If you want to ensure that you are covered for emergency or accident then a TRAVEL INSURANCE policy is probably the best wihilst you are overseas. If you are looking for more general support for health care then you will need a MEDICAL INSURANCE policy. If the country to which you are travelling has a free or inexpensive health care programme that you can join and the standard of health care provision is acceptable to you then joining in with the local provision may well make sense. You can always add TRAVEL INSURANCE for covering the risk of emergencies and accidents if you are a little uncertain locally about exceptional costs and quality of service in those circumstances and/or you are likely to be travelling between countries whilst overseas.
MEDICAL INSURANCE is considerably more expensive than TRAVEL INSURANCE as you would expect. MEDICAL INSURANCE can provide you with at least the level of service in your day to day health care that the NHS provides back in the UK. Medical Insurance will continue to offer you cover whilst you are back in the UK on holiday or furlough and that is increasingly important as the UK Government is changing the terms and conditions of access to the NHS, whilst in the UK, for those temporarily resident abroad. TRAVEL INSURANCE does not provide you with cover whilst in the UK.
SUPPORT FROM CTBI CHRISTIANS ABROAD
CTBI Christians Abroad provides TRAVEL INSURANCE through our group policy with BANNER for Christian travellers or travellers of any faith or none to visit or work in Christian projects. CTBI Christians Abroad provides MEDICAL INSURANCE through a brokerage with HeatlhCare International. You can be assured of the best of service through Christians Abroad and of our support throughout your policy period.
For Information about TRAVEL INSURANCE follow the link by clicking on TRAVEL INSURANCE.
To obtain an online quotation and to follow that up with a further enquiry, please use the link below; just click on it.
OTHER INSURANCE (eg UK HOUSE INSURANCE WHILST OVERSEAS)
Please contact Colin South with full details of your requirement at firstname.lastname@example.org