HCI Long Term Health Insurance

altProvides  Long Term Medical Insurance whilst overseas
Accompanying Travel Insurance, if required.
Life Insurance is also available.



LONG TERM MEDICAL INSURANCE

If your work internationally means that you are not likely to return to the UK within a two year period, then long term medical insurance is the more likely option to meet your needs. Also if you are over 65 and you are contemplating a trip that is longer than 6 months,  you are probably in the same position. Travel Insurance through Endsleigh or other UK providers is not likely to be available in these circumstances. Long Term Medical Insurance is only available for a minimum period of one year.

1. The first step is to look through the brochure to consider the options available to you for levels of cover. The simplest and cheapest which would cover you only for emergencies (in-patient, day patient, medical evacuation, road ambulance and medical repatriation) is the HealthCare Emergency+ policy. DOWNLOAD THE BROCHURE

2. If you would like a quotation for the level of cover that you require, i.e. HealthCare Emergency+. HealthCare Standard, HealthCare Plus, HealthCare Premium or HealthCare Executive then use THIS LINK

3. If, having decided on the level of cover that you can afford, you would like to make an application, then use THIS LINK

MULTI-TRIP ANNUAL TRAVEL INSURANCE (NON-MEDICAL)

This multi-trip insurance covers lost luggage, curtailment, emergency assistance, lost money, holiday cancellations and free skiing for 17 days per year. It can be purchasd on its own or alongside Long Term Medical Insurance. It is not in itself a medical insurance, unlike short trip insurance purchased through Endsleigh Insurance Service. Again, unlike Endsleigh short trip insurance, a trip does not have to begin and end in the UK but can begin and end in your country of residence, wherever that may be.

1. To obtain a fastquote for this basic travel insurance use THIS LINK

2. To make an application for a travel insurance policy use THIS LINK.

LIFE INSURANCE AND INCOME PROTECTION

For anyone with dependents or commitments, life assurance may make sound sense. In the event of death, a life assurance policy pays a lump sum, which is based on the level of cover you choose. Cover could be for any amount between US$50,000 and US$ 10 million depending on your individual requirements, subject to underwriting.

For extra security you can also add Income Protection cover. This is available if you suffer permanent disability or are diagnosed with a terminal illness during the term of the policy. In most cases this is to a maximum age of 65.

1. To obtain a fastquote for life assurance use THIS LINK

2, To make an application for life assurance use THIS LINK